Programs Starting at $49 monthly |
| Services |
What is a FICO Credit Score?
A credit score is a number generated by a mathematical formula that is meant to predict
credit worthiness. The most common of the credit score standards is the FICO score by Fair
Isaac. The FICO score ranges from 350-850 and is intended as a predictor of whether or not
you will be 90 days late on a loan obligation. Typically calculated as:
1. 35% - Payment History
2. 30% - Debt Ratio
3. 15% - Length of Credit History
4. 10% - Types of Credit
5. 10% - Number of Credit Inquiries
To maximize increases to your credit scores, we typically recommend adding trade lines to
your credit files to improve your debt use ratio, #2 as listed above. For more information
regarding trade lines, Click Here
Service Features
• No enrollment or initiation fees- All fees are for service.
• Toll Free support-We include toll-free support as well as automated email updates at
no additional cost to you.
• Pay as you go –Service are billed after having been performed. No Advance charges.
• Surety Bonded Service- We are Surety Bonded for your protection.
• State Registered Service- We are registered with the Secretary of State of Texas to
perform the services listed herein.
Service Includes
• Unlimited Disputes- No matter how many items we have to dispute, you will only be
charged our low monthly fee. Dispute is only one of seven score improving actions.
• Security locking- Against unauthorized information release and promotional inquiries.
• Goodwill interventions- Recommended for mild late-pay accounts, this intervention
leverages your fiscal relationship with your creditor in an effort to positively impact the
record and reporting of your credit.
• Debt validation- Recommended for certain charged-off and collection accounts. This
intervention affirms your Federal Consumer Protection Rights by demanding a complete
accounting of the listing or its removal.
• Cancel anytime-We charge for our services one month at a time, only after work on
your case has been completed. While we recommend retaining the services of our firm for at
least 6 months, you are free to cancel the service at any time without penalty or further
obligation.
• New book by Mark Darner- At your option, the new book “Real Credit Repair”- The way
the professionals do it! 350 pages. Additional charges apply. Click Here
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| Phoenix Company Credit Repair Programs Starting at $49 Monthly |
| Enroll Now Programs Starting at $49 monthly |
